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BC省府再公布年度预算案:育儿补助、教育免息、家庭减税…..这几类人成最大赢家 投...

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发表于 2019-2-22 09:56:45 | 显示全部楼层 |阅读模式
Nanaimo专业地产经纪—黄萍
BC省新民主党政府2月19日公布了2019至2020年度预算案。这是新民主党执政18个月以来的第二份预算案,不仅实现了平衡预算,还有盈余。
  因此省财政厅长卡罗尔·詹姆斯(Carole James)说:“我们现在是加拿大唯一一个信用评级三A的省份。但真正的繁荣是要让全省民众都能分享到经济发展的成果”。
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  预算报告宣布将增加对有未成年子女家庭的补贴,增加原住民社会福利,免除学生贷款利息,并增加对预制房项目和清洁能源项目的投资。



育儿补助


  有一个孩子的家庭,如果年收入低于2.5万元,省财政会在联邦政府发的6000多加元儿童补贴的基础上,再追加1600元。但家庭收入低于这个标准的家庭已经减少了40%。
  自2020年10月起,BC省现行的育儿津贴(BCECTB)将被新的儿童福利项目B.C. Child Opportunity  Benefit取代。新项目将惠及全省60%的有十八岁以下子女的家庭。现行育儿津贴止于六岁。预计新项目将使省政府一年增加2亿5千万加元的支出。



  福利金的数目仍将根据子女人数和家庭收入计算。根据新补助计划,每个家庭透过第一名孩子每年可获最高1600元补助,第二名孩子每年可获最高1000元,其后每名孩子每年可最多获800元。

  詹嘉路说,在新税务补助下,育有一名孩子的家庭,孩子由出生至长大成人期间,最多可以获得2.88万元的补助,如有两名孩子的话则可获得4.8万元补助。年收入超过9万7487加元的独生子女家庭和年收入超过11万4487加元、有两个孩子的家庭无权领取。
  虽然省府推出涵盖面更大的儿童税务补助新计划,然而在财政预算案上只字不提新民主党的选举承诺,全面推行每日10元托儿计划。



教育免息


  今年的财政预算案也为莘莘学子带来福音,现有和新开立的省级学生贷款从昨日起一律免息,以同时背负联邦和省级学贷2.8万元的人士为例,在未来10年内预计可节省约2300元利息支出。
  詹姆斯说,高等教育应该为所有人打开门户,而不应为省民的个人发展设置障碍。
  除了高等院校学生受惠外,省府还在财政预算案中承诺拨款27亿元维修、更换和翻新中小学。受惠中小学有10间,包括本拿比Burnaby North Secondary、北温Mountainside Secondary、素里Sullivan Heights Secondary以及智利域South Side Area Elementary-Middle。







家庭减税


  这份预算的第三个重点,就是减税了!一个四口之家,年收入6万加币的话,省税直接比2016年下降60%,一年能省下2500加币呢!
2b.jpg


  年收入8万的四口之家,就降低43%,每年省个2400是没问题的;


2a.jpg
  年收入10万,变化就稍微没这么明显,降低22%,也能省个1500,1600的样子。


  还有,从今年开始,政府将每年从博彩业收入中拿出一亿加元, 拨给原住民社区。但这并不是说增加了一亿加元,而是把原来一些临时性的给原住民社区的拨款固定了下来。



房屋新政


  的确,预算案中未有太大篇幅谈及房屋政策,也没有公布任何新政策控制楼市。省府预计,2019/20财政年度库房的投机税(speculation tax)收入,将会达到1.85亿元,较上一个财政年度增加接近1亿元。



  根据预算案内容,省府指出在下月底结束的2018/19财政年度,投机税收入总共有8700万元,并预测2019/20财政年度,该税的税收将会急增至1.85亿元,增加接近1亿元。
  对此,财长詹姆斯解释,投机税是在2018年10月推行的,因此2018/19财政年度的收入未能反映整年的税收状况。
  至于外国买家物业转移税,预算案则指出本财政年度的收入为1.9亿元,并预计未来3年不会有任何增长,维持每年1.9亿元。







租金银行计划


  预算案中推出全新“租金银行计划”(rent bank program)协助有财政困难的租户,省府将会向他们提供短期紧急贷款,让他们可以负担房租,避免被业主赶走。
  财长詹姆斯说,如果有家庭因此而流落街头,相信对任何人都无好处,因此有必要推行新政策协助他们渡过难关。
  至于省新民主党竞选时承诺的400元租金补助,在今次的预算案中仍没有落实,詹姆斯重申省政府并没有放弃承诺,指将会继续与绿党商讨如何推行,又指目前已有多项措施协助租户解决目前的挑战。



省内基建投资


  此外,詹姆斯在省内基建投资方面下重本,指2019/20年度拨出的金额之高是史无前例,达到201亿元。




  省府在财政预算案中斥资共44亿元于多项卫生基建,包括早前已经宣布的重建新西敏皇家哥伦比亚医院(Royal Columbia Hospital)和在新址兴建温哥华圣保罗医院(St Paul’s Hospital)。
  此外,省府承诺拨款66亿元兴建多项交通设施,包括连接新西敏和素里的 Pattullo Bridge重建工程、百老汇(Broadway)地铁支线等。
  省府也会为多间大专院校斥资33亿元兴建新大楼,包括位于SFU素里分校的可持续耗能大楼。詹姆斯又表示,省府会继续拨款加强各中小学的防震设施。
  省府表示,三年内投入9.02亿美元用于Clean BC的环保项目。预算案中还推出了气候行动税收豁免(climate action tax credit),将在2019,2020,2021连续三年增加,从2019年7月1日起,针对成人和儿童的最高豁免将增加14%,意味着中低收入家庭(四口之家)每年能获得最高400加元的税收豁免额度。




  政府对清洁能源的直接支持体现在买车这一项目上,如果大家购买零排放的节能车,就能直接获得6000加币的补助,同时因为是使用电力,每年还能省下1500加币左右的燃油费。除此之外,政府还会为那些选择更环保电器的家庭提供相应的现金支持,例如家里的暖气换成电动空气源的暖气,政府会给你最高2000加币的补助。



公平用药计划


  根据最新预算案的内容,新民主党省府会额外投入4,200万加元于公平用药计划(Fair Pharmacare),将糖尿病,哮喘和高血压药物纳入计划中,并投入3,000万加元用于解决滥用鸦片类药物危机,还会拨款7,400万加元用于青少年精神健康预防领域。





明年1月起医保费全面取消


  另外省府再次强调,明年1月起医保费将全面取消,这将为每个家庭每年节省1,800加元。
  有评论说,这确实是一个分享经济成果的预算案,没有大的政策变动,既不会招来多少反对,也不会受到多大喜爱。
  您怎么看?





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